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Our Why
We're an Oklahoma City-based mortgage brokerage dedicated to helping individuals and families across the OKC metro make confident homebuying decisions. As an independent broker, we shop dozens of lenders to find you the best rate and program — whether you're buying your first home in Edmond, refinancing in Yukon, or investing in the Plaza District. Our commitment is to you, not a single bank.
Empowering Oklahoma Homeownership
125+
Satisfied Clients
98%
Referral Rate
8+
Years of Real Estate and Mortgage Originating Experience
Home Loan Programs in Oklahoma City
First Time Homebuyers
Buying your first home in Oklahoma City or Edmond? We guide first-time buyers through every step — from pre-approval to closing — with competitive rates, flexible options, and down payment assistance programs available in Oklahoma.
Jumbo Loans
Purchasing a high-value home in Edmond, Nichols Hills, or other premium OKC neighborhoods? We offer jumbo loan financing above conventional limits with flexible terms and competitive rates.
VA Loans
Oklahoma has one of the largest veteran communities in the country. We're proud to help veterans and active-duty service members in the OKC metro use their VA benefit — no down payment, no PMI, and the best rates available.
Non-Traditional Lending
Self-employed, contractor, or have a non-traditional income? We work with Oklahoma borrowers who don't fit the standard mold — bank statement loans, asset-based lending, and more.
Down Payment Assistance
Oklahoma offers several down payment assistance programs for qualifying buyers. We'll help you find and apply for programs that can cover your down payment or closing costs and make homeownership more affordable.
Investment Properties
Growing a rental portfolio in Oklahoma City? We offer specialized loan programs for single-family rentals, multi-unit properties, and fix-and-flip projects across the OKC metro.
Renovation Loans
Found a diamond-in-the-rough in OKC? Roll the purchase price and renovation costs into one loan with FHA 203(k), VA Renovation, or Conventional HomeStyle programs.
How We Work — Simple, Transparent, Local
From your first question to your closing day, here's what working with Mosaic Mortgage looks like.
01
Personalized Guidance
Tailored Mortgage Solutions
02
Expert Advice
Professional Mortgage Consultation
03
Efficient Closing
Streamlined Mortgage Closing Process
04
Ongoing Support
Post-Closing Assistance